Focus

Connect with the world's leading business experts.

Get instant access to their expertise via world–class Q&A, Research, and Events.

Tony Gruber, CPA

Follow Following Unfollow

Small Company Tools.com

20 points

We provide financial tools and calculators for the small business community and the consultants who serve them. Most of our tools were developed by a CPA firm that was founded in 1990.

June 20, 2011

Tony Gruber, CPA recommends this answer by Mark Gandy

Any tips for learning how to model business plans in Excel?

I started doing 'heavy lifting' Excel business models in the early 90s when the business I worked for was doing a fair amount of M&A work.
During that time, I never really found a good book with an accompanying tutorial. They probably exist if you ... more

Information Technology

May 24, 2011

Tony Gruber, CPA and 3 other people answered this question

Will lenders loosen their purse strings this year, or do small businesses have to get creative?

Just as a follow up: I'm finding very few banks that are truly willing to lend. For the most part, bank loans are a simple matter of collateral and credit history. Very little business analysis is done in a banks underwriting process - This has ... more

Business Finance

May 24, 2011

Tony Gruber, CPA and 1 other person answered this question

What is the difference between Angel Investors, Angel Developers, and Incubators?

Thanks for the clarification Gail!
It's hard to avoid a cynical attitude when you see so many potential traps out there for the small business community. Still; I like the word incubator. It makes me feel safe.
BTW: I like your web-site and your URL set-up. ... more

Angel Investing

May 6, 2011

Tony Gruber, CPA asked a question

Are there any affordable CPC ad options left out there?

May 6, 2011

Tony Gruber, CPA and 2 other people answered this question

How effective of a leader are you?

I'm a definite work-in-progress. I like your list of objectives though! Any leader would do well to incorporate those broad goals into their management style.
Tony G, CPA
President, Viser Business Tools
www.SmallCompanyTools.com
www.401kTest.com more

Customer Service

General Management

Jan. 5, 2011

Tony Gruber, CPA and 3 other people answered this question

Do I really need an accountant?

Yes.
You can try to do some of the work yourself, as most small business owners do, but you should at least have someone looking over your shoulder.
Our firm provides do-it-yourself tools for the small business world, and most of them are free, but we strongly ... more

Jan. 5, 2011

Tony Gruber, CPA answered this question

CPAs- how have they helped your business?

Apparently, they haven't. : )
Thanks,
Tony
Anthony C. Gruber, CPA
President, Viser Business Tools
www.ProjectedFinancialStatements.com
www.FinancialFirmTemplate.com
www.SmallCompanyTools.com
www.401kTest.com

Accounting Help

Accounting Services

Jan. 5, 2011

Tony Gruber, CPA answered this question

I need venture capitalists but don't know where to search for them..please help me?

Where are you located? I'm aware that many VCs and angels like to support local businesses. It often gives them a warm fuzzy feeling. Check with your local Chamber of commerce, perhaps even call your state government or visit their web-site.
For example; If you're in ... more

Financial Services

Venture Capital

Jan. 5, 2011

Tony Gruber, CPA answered this question

What do you think about the new rules the Federal Reserve is drafting for cutting debit card fees?

I am personally against restrictions on individual freedom.
Now in regard to:
1. banks that charge exorbitant fees for debit transactions (and monstrous overdraft fees when an account inevitably goes negative), I choose not to work with them.
2. banks that give prizes and awards to entice ... more

Financial Services

Jan. 5, 2011

Tony Gruber, CPA answered this question

What is EFTPOS funding?

I know nothing more about than what I found on the internet.
Loans are paid back by giving the lender a portion of your EFTPOS sales.
Electronic Funds Transfers / Point Of Sale.
Why would anyone do it? I'll let someone else answer that. My first impression is; ... more

Business Finance

Financial Education

Financial Services

Jan. 5, 2011

Tony Gruber, CPA and 10 other people answered this question

What alternatives to Quickbooks are there for the small business?

Quick answer: For construction and contract-base work, I like Deltek or Foundation. I also like the online solutions (The clouds) for their easy access.
For the typical small business client (who would rather cut off their own arm than spend money), I like Peachtree. If a ... more

Accounting Software

Dec. 23, 2010

Tony Gruber, CPA and 11 other people answered this question

Small Business Taxes Best Practices: What are your 3 tips for filing end-of-year taxes?

These tips are strictly about reducing your chances for an audit.
By the way; I heard an IRS agent referred to (returns picked for audit) as "inventory". The cynical side of me likes the use of that phrase, so I'm going to use it from ... more

General Management

Sept. 21, 2010

Tony Gruber, CPA recommends this answer by Bev Snyder

What are the benefits of outsourced payroll providers?

Hello Glenn,
Thank you for the question. I work for PrimePay which is one of the nations largest privately owned payroll companies. We are a full service payroll provider with an in house insurance agency. There are a host of benefits that can be provided ... more

Human Resources

Outsourcing Payroll

Payroll Proviers

Following 3 Topics

Business Finance

Following 0 People

Followed by 7 People

Knowledgeable in 3 Topics

#248 of 703

#509 of 1411

Venture Capital

#29 of 70