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Is social lending here to stay?
It’s no question that many poor decisions and a lack of accountability within the financial services industry fueled consumer rage over the last 18 months. As result, many consumers have begun to seek out alternate lending sources in the form of online social lending platforms like Virgin Money, Community Lend, Prosper, and The Lending Club. Do you think this new industry can survive against the traditional financial system? Is social lending a fad, or does it legitimately meet the need for customer control within the professional lending world?
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