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May 24, 2011

John Lampkin asked a question

Paypal has my friends startup in limbo. Need advise on how to clear things up.

Finance

Small Business

Credit

VPS Hosting

April 27, 2011

Courtney Sato asked a question

What are best practices for checking the credit of current and prospective customers?

April 23, 2011

dale fuller answered this question

Are you seeing increased small business lending activity?

Lending is happening but at a very high price.... the banks have received money at less 1% but are lending it at 12-15%..... if you qualify and make personal guarantees..... more

April 8, 2011

Vivian Kane answered this question

What is the difference between the different credit agencies?

The FICO score which was created by Fair Isaac Corporation is the score that most lenders look at. The scoring model has been kept a secret therefore the 3 credit bureaus are just assimilating that score. Thus, all three companies are private companies and are ... more

April 8, 2011

Vivian Kane and 2 other people answered this question

Is my personal credit score going to affect my business's ability to get credit?

Although I agree that you should improve your personal credit. There is a way to borrow funds for your business without using your personal credit and without personally guaranteeing for everything. By separate your personal credit from your business credit and creating a business asset ... more

March 10, 2011

Kristin Peoples asked a question

Should you pay high credit card interest when establishing credit?

Finance

Credit

Credit Card

Feb. 28, 2011

Rick Kadet and 3 other people answered this question

How do you determine the line of credit you should offer a customer?

Excellent discussion by two passionate credit managers.
I fall on the side of obtaining all the credit applications and credit information available depending on the size of the deal and the materiality of the potential loss to your company. For example if your annual sales ... more

Feb. 12, 2011

Bruce McFarland answered this question

What does the Small Business Jobs and Credit Act really mean for small businesses?

The primary intent of the law is create 500,000 jobs and makes credit more accessible to small businesses. On top of that, the bill also provides approximately $12 billion or so in tax breaks.
Including:
 A $30 billion fund that would make low-cost capital available to ... more

Jan. 15, 2011

Wendy Ragoski asked a question

What's a good credit score?

Dec. 14, 2010

Ed Boyers asked a question

How does the bankruptcy of my small business affect my personal credit?

March 3, 2010

Robby Miller selected a best answer for

Are banks freeing up small business credit and loans yet?

I'm curious about the experience of Focus community small business leaders? Are banks freeing up business credit and small loans yet? What requirements are banks putting forth for small businesses to get loans and credit? more

Feb. 19, 2010

joey smits asked a question

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