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Merchant Account

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Feb. 2, 2012

Matthew Binet and 8 other people answered this question

We need a high risk merchant account. What are your recommendations?

AMG High Risk Merchant Service specializes in providing merchant services to vacation rentals. Even so much that we have created a discount package for reputation management, which is something vacation rentals are in great need of. We have an office located in Orlando just for ... more

Financial Services

Merchant Account

Dec. 16, 2011

Joseph Pandolfi answered this question

Is Quickbooks integration necessary for both 3D Cart and Authorize.net, or is that redundant?

Thanks, Douglas. Sounds like sage advice, and I will follow up on it.

Oct. 27, 2011

Andrew Mosson and 2 other people answered this question

Chargeback fee vs. refund: what's the difference?

Refund: the merchant initiates the payment of money to the customer and the fees are typically similar to the fees on the original charge
Chargeback: the customer initiates payment of money by calling his credit card company. The fees are usually in the $15-25 range no ... more

Merchant Account

Merchant Services

Dec. 3, 2010

Michael O'Sullivan answered this question

What are some common fees associated with merchant accounts?

A couple of quick ones: Transaction fee / percentage fee / annual fee / monthly account fee. There can be more depending upon how you process, but those basically cover it. more

Merchant Account

Merchant Processing

Dec. 3, 2010

Michael O'Sullivan answered this question

In general, how long does the approval process take for merchant accounts?

In general, most accounts are approved within 1-2 business days upon submission. Depending upon how you are processing, it can usually be setup within the following couple days. more

Merchant Account

Merchant Processing

Nov. 17, 2010

Michael O'Sullivan answered this question

What are some questions to address before opening a merchant account?

1 – Do you really need it? Usually the answer is yes – but make sure you are getting the correct type of account.
2 – Make sure you understand the terms of the contract (length + termination fees/policies). Do not take their word for ... more

Financial Services

Merchant Account

Merchant Account Provider

Oct. 26, 2010

Caty Kobe answered this question

What is the difference between a cardreader and a virtual terminal?

Card readers are physical devices that you use to swipe a credit card through. Virtual terminals are essentially a piece of software offered by a merchant processor that allows you to charge a customer's card by simply entering in the card information. PayPal, AcceptPay from ... more

Credit Card Processors

Merchant Account

Oct. 21, 2010

Britney Andrews asked a question

What is a transaction authorization?

Financial Services

June 16, 2010

Tom Markham answered this question

What are the benefits of setting up an offshore merchant account?

Someone correct me if I'm wrong here...
The only reason to have an off-shore account is the evasion of income taxes.
I would be reluctant to deal with any company that is not governed by US laws. more

Financial Services

Merchant Account

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