Small Business Finance

Accounting & Audit Services

Accounting Firms

Accounting Services

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Nov. 1, 2011

michael umukoro asked a question

How can I get financing for my small catering business?

Improving Business Owner to Banker Communications - 3 Tips

Aug. 10, 2011

Paul Foster published a post

Loans

Small Business Advice

Are there any alternatives to loans to finance my small business?

Aug. 2, 2011

Gary Honig and 6 other people answered this question

At the top Eric mentioned accounts receivable factoring. This is for companies that have reached revenue stage, meaning they have customers and invoices for work completed and accepted. There are 3 main reasons for a start up to use factoring for growth;
1. The decision to ... more

July 20, 2011

Sammy Elliott answered this question

How will my personal credit score affect my ability to get a small business loan?

My son and I have a LLC. His credit is bad d/t recent divorce but he is excellent in what he does and has a good reputation for his work. My credit should be pretty good. My concern is that I don't want to get ... more

July 5, 2011

Todd Mussard and 1 other person answered this question

Small business tax breaks: are there any good ones I should take advantage of?

Hi Tim. There are several strategies that may apply to your business. I offer a Free Tax Analysis to review your last tax return to search for opportunities. Strategies can vary based on business entity type, employee benefits, retirement plans, and other income sources. more

Will lenders loosen their purse strings this year, or do small businesses have to get creative?

Small Business Policy

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May 24, 2011

Tony Gruber, CPA and 3 other people answered this question

Just as a follow up: I'm finding very few banks that are truly willing to lend. For the most part, bank loans are a simple matter of collateral and credit history. Very little business analysis is done in a banks underwriting process - This has ... more

April 27, 2011

Courtney Sato asked a question

Tips for setting a revenue forecast in an uncertain economy?

April 26, 2011

Craig Brennan and 3 other people answered this question

SMB Finance: best practices for reigning in credit card debt?

Credit card debt is no different than any other debt except for one critically important difference: credit card debt is unsecured debt. It's not like a mortgage or bank line of credit where there is collateral involved. There are some small businesses that have used ... more

Expert Content

What are some beliefs and misconcpetions about finance that stifle small business and entrepreneurship?

April 8, 2011

Vivian Kane and 1 other person answered this question

Small business owners are having a hard time finding funding. Most have gone to friends, family and their own credit cards to fund their business. They are creating personal liability by pledging personal assets and not utilizing corporate credit. Most business owners don't realize that ... more

March 13, 2011

Fazny Zavahir and 4 other people answered this question

What's the difference between "good" debt and "bad" debt?

I agree with John.
I specialise in unsubordinated bank debentures. some people refer it as unsubordinated debt. more

Feb. 19, 2011

Wayne Spivak and 4 other people answered this question

What are the best accounting systems for SMBs?

I addressed this issue back in an article published in the The CPA Journal, February 1994 issue. The article "A Guide to Computer Implementation" located here: http://www.sbaconsulting.com/press/implement.html
The article, while having some outdated terminology and a changed playing field (Internet based accounting software wasn't even ... more

Cash Conversion Cycle: what do SMB owners need to know?

Information Technology

Accounting Firms

Accounting Software

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Feb. 17, 2011

Stan Prokop answered this question

Managing and getting working capital are two different things, and worrying about cash flow financing and what type of lending and loans are out there is of course another, and probably the issue that concerns your firm most.
Let's looks at some key issues around sourcing ... more

Feb. 12, 2011

Bruce McFarland answered this question

Small business tax deductions: are there common small business deductions?

There are a great many things that are deductible, and in line just as many that are not. A general rule to determine if something is or isn’t deductible is to ask yourself
• Is it necessary for your business?
• Is the item 100% going to ... more